USD Payments
without borders

Open a US-based dollar account in your name to receive USD payments.

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Receive payment globally

Receive USD payments via ACH or Wires from your clients, investors, employers, or any platform such as Upwork, Deel, Amazon, e.t.c.

Learn more
A customer receiving payments globally

Clever people use Cleva

GETCLEVA™

Free Upwork deposits

Receive your Upwork payments on Cleva without any transaction fees. Every dollar you earn lands in full.

Free upwork deposits

Instantly convert currencies

Convert your USD to local currency whenever you want, at the best exchange rate.

Instant currency conversion
Instant currency conversion

Free local transfers

Transfer for free from your Cleva account to your local bank account.

Free local transfers

Free Cleva to Cleva transfers

Enjoy free and instant transfers when you send money to your friends and family on Cleva.

Free Cleva to Cleva transfers
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USD card

Virtual USD card that works

Unlock global transactions with a trustworthy and reliable virtual USD card that’s got your back.

Learn more

Get cashback with Cleva Points

Every transaction counts! Earn points when you transact on Cleva, and redeem those points for USD.

Get Started
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Also built for businesses

Get a professional USD account in your business name to receive payments from your customers worldwide.

Learn more

How to get started

3 simple steps to start receiving USD into your Cleva account

create your account
create your account

Create your Cleva Account

Sign up with just an email and get a free Cleva account

create your account
create your account

Complete KYC

Verify your Identity using your government-issued ID

create your account
create your account

Get your Cleva USD account

Start receiving USD, saving, and spending with your Cleva card

Your money, your peace of mind

safety of funds

Safety of funds

Your funds are securely processed by our licensed U.S-based financial partners. Cleva is also registered as a Money Service Business (MSB) with the United States’ Financial Crimes Enforcement Network (FinCEN)

safety of funds

Capped Fees

safety of funds

Fast Transactions

safety of funds
Customer's review

What Our Users Say

Our users share how Cleva is transforming payments for them.

“Cleva has transformed my payments experience! Setting up a USD account was quick and seamless, and the platform’s intuitive design makes managing finances effortless. As a product and web developer, I appreciate the security and flexibility Cleva offers. Proud to be part of the Cleva community!”

Kayode Okedigba

Kayode Okedigba

Product & Web Developer

“Receiving my salary through Cleva has been an incredibly seamless experience. I can easily convert my salary to Naira and make transfers to any account within minutes. The process has been 100% reliable, with funds reflecting promptly without any delays. This has made my experience as a product manager working remotely for a foreign company from Nigeria so much easier when it comes to receiving my salary. Cleva truly delivers on efficiency and convenience.”

Gbemisola Tijani

Gbemisola Tijani

Product Manager

“Cleva has made receiving international funds so easy for me. My story before Cleva was heavily stressful, time-consuming and inconsistently frustrating but guess what? I don't know what that feels like anymore. Run me my funds and Cleva is ready to do the heavy lifting. I'm a chilled guy now, thanks to Cleva.”

Pascal Awuzie

Pascal Awuzie

Lead Product Manager, Honor Inc.

“Cleva has quickly become one of my favorite financial apps because it does the most important thing for my financial life- It helps me seamlessly secure my international payments. I haven't had an unresolvable issue with Cleva yet, and I hope it continues this way. I found Cleva at a time when I was struggling to find a finance app that could help me receive money for work I had done in January 2024. Cleva was and still is the Superman to my Lois Lane and I'm sticking beside him till further notice.”

Sandra Tabansi

Sandra Tabansi

Freelance content marketer

“Cleva Bank has made managing my finances so much easier. It’s straightforward to use, and I don’t have to stress about payments or tracking expenses anymore. As a software engineer, I also appreciate how seamless and reliable their platform is—it saves me time and just works when I need it.”

Arowolo Kehinde

Arowolo Kehinde

Author

“Cleva has revolutionized how I receive international payments for my books. Fast, secure, and user-friendly, it offers low fees and competitive exchange rates. The exceptional customer support makes the experience seamless. I’ve recommended it to friends, it’s truly a game-changer! 5/5 stars.”

Oguwike Blessing Oluebube

Oguwike Blessing Oluebube

Software Engineer

“Using Cleva as a freelancer has made my financial decisions easier….Transactions are very fast and the transactions via Cleva tags makes sending dollars from one Cleva account to another very easy and prompt.”

Gafar Majeed Ayodele

Gafar Majeed Ayodele

Business/Data Analyst

“I found Cleva at the last minute of trying to receive payment for a gig, and I'm glad I found it. Signing up was super easy, getting my money has been seamless, and the customer service response is so impressive. Among several others, my favourite feature would be prompt updates on any development; it makes me feel my money is safe and the team puts customers first. I look forward to other offerings in the coming months. ”

Ayo Falaye

Ayo Falaye

Writer

“Cleva has transformed my payments experience! Setting up a USD account was quick and seamless, and the platform’s intuitive design makes managing finances effortless. As a product and web developer, I appreciate the security and flexibility Cleva offers. Proud to be part of the Cleva community!”

Kayode Okedigba

Kayode Okedigba

Product & Web Developer

“Receiving my salary through Cleva has been an incredibly seamless experience. I can easily convert my salary to Naira and make transfers to any account within minutes. The process has been 100% reliable, with funds reflecting promptly without any delays. This has made my experience as a product manager working remotely for a foreign company from Nigeria so much easier when it comes to receiving my salary. Cleva truly delivers on efficiency and convenience.”

Gbemisola Tijani

Gbemisola Tijani

Product Manager

“Cleva has made receiving international funds so easy for me. My story before Cleva was heavily stressful, time-consuming and inconsistently frustrating but guess what? I don't know what that feels like anymore. Run me my funds and Cleva is ready to do the heavy lifting. I'm a chilled guy now, thanks to Cleva.”

Pascal Awuzie

Pascal Awuzie

Lead Product Manager, Honor Inc.

“Cleva has quickly become one of my favorite financial apps because it does the most important thing for my financial life- It helps me seamlessly secure my international payments. I haven't had an unresolvable issue with Cleva yet, and I hope it continues this way. I found Cleva at a time when I was struggling to find a finance app that could help me receive money for work I had done in January 2024. Cleva was and still is the Superman to my Lois Lane and I'm sticking beside him till further notice.”

Sandra Tabansi

Sandra Tabansi

Freelance content marketer

“Cleva Bank has made managing my finances so much easier. It’s straightforward to use, and I don’t have to stress about payments or tracking expenses anymore. As a software engineer, I also appreciate how seamless and reliable their platform is—it saves me time and just works when I need it.”

Arowolo Kehinde

Arowolo Kehinde

Author

“Cleva has revolutionized how I receive international payments for my books. Fast, secure, and user-friendly, it offers low fees and competitive exchange rates. The exceptional customer support makes the experience seamless. I’ve recommended it to friends, it’s truly a game-changer! 5/5 stars.”

Oguwike Blessing Oluebube

Oguwike Blessing Oluebube

Software Engineer

“Using Cleva as a freelancer has made my financial decisions easier….Transactions are very fast and the transactions via Cleva tags makes sending dollars from one Cleva account to another very easy and prompt.”

Gafar Majeed Ayodele

Gafar Majeed Ayodele

Business/Data Analyst

“I found Cleva at the last minute of trying to receive payment for a gig, and I'm glad I found it. Signing up was super easy, getting my money has been seamless, and the customer service response is so impressive. Among several others, my favourite feature would be prompt updates on any development; it makes me feel my money is safe and the team puts customers first. I look forward to other offerings in the coming months. ”

Ayo Falaye

Ayo Falaye

Writer

“Cleva has transformed my payments experience! Setting up a USD account was quick and seamless, and the platform’s intuitive design makes managing finances effortless. As a product and web developer, I appreciate the security and flexibility Cleva offers. Proud to be part of the Cleva community!”

Kayode Okedigba

Kayode Okedigba

Product & Web Developer

“Receiving my salary through Cleva has been an incredibly seamless experience. I can easily convert my salary to Naira and make transfers to any account within minutes. The process has been 100% reliable, with funds reflecting promptly without any delays. This has made my experience as a product manager working remotely for a foreign company from Nigeria so much easier when it comes to receiving my salary. Cleva truly delivers on efficiency and convenience.”

Gbemisola Tijani

Gbemisola Tijani

Product Manager

“Cleva has made receiving international funds so easy for me. My story before Cleva was heavily stressful, time-consuming and inconsistently frustrating but guess what? I don't know what that feels like anymore. Run me my funds and Cleva is ready to do the heavy lifting. I'm a chilled guy now, thanks to Cleva.”

Pascal Awuzie

Pascal Awuzie

Lead Product Manager, Honor Inc.

“Cleva has quickly become one of my favorite financial apps because it does the most important thing for my financial life- It helps me seamlessly secure my international payments. I haven't had an unresolvable issue with Cleva yet, and I hope it continues this way. I found Cleva at a time when I was struggling to find a finance app that could help me receive money for work I had done in January 2024. Cleva was and still is the Superman to my Lois Lane and I'm sticking beside him till further notice.”

Sandra Tabansi

Sandra Tabansi

Freelance content marketer

“Cleva Bank has made managing my finances so much easier. It’s straightforward to use, and I don’t have to stress about payments or tracking expenses anymore. As a software engineer, I also appreciate how seamless and reliable their platform is—it saves me time and just works when I need it.”

Arowolo Kehinde

Arowolo Kehinde

Author

“Cleva has revolutionized how I receive international payments for my books. Fast, secure, and user-friendly, it offers low fees and competitive exchange rates. The exceptional customer support makes the experience seamless. I’ve recommended it to friends, it’s truly a game-changer! 5/5 stars.”

Oguwike Blessing Oluebube

Oguwike Blessing Oluebube

Software Engineer

“Using Cleva as a freelancer has made my financial decisions easier….Transactions are very fast and the transactions via Cleva tags makes sending dollars from one Cleva account to another very easy and prompt.”

Gafar Majeed Ayodele

Gafar Majeed Ayodele

Business/Data Analyst

“I found Cleva at the last minute of trying to receive payment for a gig, and I'm glad I found it. Signing up was super easy, getting my money has been seamless, and the customer service response is so impressive. Among several others, my favourite feature would be prompt updates on any development; it makes me feel my money is safe and the team puts customers first. I look forward to other offerings in the coming months. ”

Ayo Falaye

Ayo Falaye

Writer

Frequently Asked Questions

Frequently Asked Questions

Get answers to your questions about Cleva

Why is Cleva different?

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Where can I receive money from?

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Is there a fee to open a Cleva USD account?

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